March 27, 2026

How Do Mortgage Markets Work?

This information was sent to me by one of the lenders I use.  I thought I would pass it on to all of you. How The Mortgage Market Works Mortgage rates don’t come from a Lender or Loan Officer guessing—they come from the bond market. The biggest driver is the 10-Year Treasury Note. When investors buy bonds → rates improve When investors sell bonds → rates worsen Mortgage-backed...