The real estate market is always evolving, but a well-thought-out plan can help you stay focused on what matters most. Whether you're buying your first home, making a move or planning for the future, it's important to make decisions based on your goals, not just today's headlines. Having the right team in your corner can help you navigate changing conditions with confidence. If you're...
Interest Rates
This information was sent to me by one of the lenders I use. I thought I would pass it on to all of you. How The Mortgage Market Works Mortgage rates don’t come from a Lender or Loan Officer guessing—they come from the bond market. The biggest driver is the 10-Year Treasury Note. When investors buy bonds → rates improve When investors sell bonds → rates worsen Mortgage-backed...
Average 30-year mortgage rates dropped to near 6% in January. For buyers, lower rates mean the same-priced home costs less per month and you can often qualify for a higher price point with the same income. For sellers, it means increased demand, which puts you in a great position for cleaner negotiations and quicker...