#mortgage

Mortgage Tips

  Thinking about buying a home?  Here’s your essential checklist to prepare for a mortgage:  Monitor your credit report, clear up any inaccuracies, and research loan options thoroughly.  Understanding your budget and financing options is crucial for a smooth homebuying journey.  Ready to find your dream home?  Let’s work together to make it happen.  Reach out today to get started, I am...

PRE-QUAL VS PRE-APPROVED

Starting the process by “just browsing” could set you up for heartbreak.  Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and most importantly, get pre-approved for a mortgage.  If you’re unsure where to start, you’re in luck!  I know some of the best loan officers around and working with me...

Finally, some good news!

The Fed’s pivot from ‘maybe more hikes’ to ‘cuts next year’ had the markets in ecstasy! The Dow and S & P 500 hit all-time records.  The yield on the 10-yr US treasury went below 4%.  And average 30-year mortgage rates fell to 6.6%.  That’s a decrease of nearly 150bps (1.5%) in just two months!  It just may be time to seriously start looking for that first or next home!  Give me a...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain