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BUYERS, ARE YOU QUALIFIED FOR DOWNPAYMENT ASSISTANCE?

By David Sparks/May 27, 2021 Generally speaking, the criteria come down to three basic areas: Restricted to first-time homebuyers Buyers must meet income levels Homebuyer education course required Of course, there may be other criteria, so it is always helpful to speak with a knowledgeable lending professional to get a complete picture of all applicable qualifying criteria. What is...

Steps for Purchasing A Home

Purchasing a home can be a great investment and a lifetime of memories especially if it is done correctly.  Below are some steps to help you with this process. 1. Deciding to buy a home. What goes into one’s decision to purchase? The best thing to do is to base your decision to buy on facts and not fears. If you are paying rent, you most likely can afford to buy a home. (Of course, your credit...

10 Questions to Ask Your Realtor about Selling a House

1. Are you a full-time professional real estate agent? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have? Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain