#homebuying

Want to become a Homeowner?

Dreaming of becoming a homeowner but don’t know where to start?  That’s what I’m her for.  Things can move quickly in real estate, but my job is to make sure you get your dream home for the best price and feel secure in every decision.  Send me a message and let’s get started! ...

Does Your Home Tell a Story?

Infusing your space with your personality is one of the many perks that come with purchasing a home of your own.  If you’re ready to say goodbye to renting, upsize, or downsize, be sure to send me a message and let’s chat about your options! Mary...

Mortgage Terminology

The closing process is where the keys to your dream home are ‘unlocked’. Let me be your guide through this final step in your homebuying journey. Reach out today, and let’s make your homownership dreams a...

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

Homeowners

  Did you know that owning a home can have a huge impact on your future net worth? Between property appreciation, equity build up and tax benefits, real estate is one of the best investments you can make today. If you’ve got questions about how you can secure your financial future through home ownership, send me a...

House Hunting Tips

House hunting is a journey best taken with someone you genuinely enjoy working with! I can help make the home-buying process a joyride. As a team, the search will be exciting and stress-free-contact me today, and let’s embark on this adventure...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain