#buyingahome

What To Fix Before Selling

Don’t overlook the importance of tackling maintenance issues before putting your property on the market.  Investing in these fixes not only adds aesthetics appeal but also reassures potential buyers and potentially translates into a higher selling price.  Question about getting your home ready for market?  Send me a message!  505-639-2090,...

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain