#buying

Down Payment

Are you ready to plant strong roots in your future home? Making a larger down payment not only reduces your monthly mortgage but help you build equity from day one. It’s a win-win! Whether you’re ready to buy now or just exploring your options I’m here to guide you through every step. Let’s chat and find the best strategy for your homeownership...

Multi-Generational Homes

17% of homes bought last year were multi-generational households, the highest percentage since the NAR started tracking it in 2013. Whether driven by housing availability, economic strains, caregiving logistics, the data is clear: more families are choosing to live together. If you’re looking to buy a home this year, send me a message and let’s find you the best fit for your...

Fixed-rage Mortgages

The tamer December CPI was a massive relief for the bond and stock market. The yield on the 10-year US Treasury Bond dropped from 4.8% to 4.6% (a huge move in that market) and average 30-year mortgage rates declined from 7.25% to around 7.01%. That said, the market still overwhelmingly expects NO CUT at the Federal Reserve’s Jan 29th meeting. This doesn’t mean it isn’t the right time for you to...

Real Estate News For Buyers and Sellers

It’s been frustrating for homebuyers lately. Not only have home values risen, but many buyers are also facing sticker shock when they see what the mortgage payment will be. It's hard to overcome that feeling. In response, many buyers are turning to new builds. Why? Because often, you’re not just buying a house — you’re buying a mortgage payment you can live with. Builders understand this...

Homeowner Insurance

Homeowners insurance is essential for protecting your property and belongings from unexpected events like natural disasters, theft, or accidents. Remember to regularly review your policy to ensure it reflects your home’s current value and any major updates or renovations. Pro tips: bundling your home and auto insurance and exploring discounts for safety features like smoke detectors or security systems...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain