#buying

What is your House Type?

  What is your home type?  Are you a hopeless romantic when it comes to home shopping, or do you want a home that you can fix (up)?  I’m here to help you find whatever you’re looking for.  Just send me a message and we can get...

Want to become a Homeowner?

Dreaming of becoming a homeowner but don’t know where to start?  That’s what I’m her for.  Things can move quickly in real estate, but my job is to make sure you get your dream home for the best price and feel secure in every decision.  Send me a message and let’s get started! ...

Does Your Home Tell a Story?

Infusing your space with your personality is one of the many perks that come with purchasing a home of your own.  If you’re ready to say goodbye to renting, upsize, or downsize, be sure to send me a message and let’s chat about your options! Mary...

What To Fix Before Selling

Don’t overlook the importance of tackling maintenance issues before putting your property on the market.  Investing in these fixes not only adds aesthetics appeal but also reassures potential buyers and potentially translates into a higher selling price.  Question about getting your home ready for market?  Send me a message!  505-639-2090,...

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

What is your Dream for 2024?

  I love connecting buyers with their dream homes and sellers with the freedom to choose what comes next.  I’m rooting for you this year!  What’s one thing you’re dreaming of in 2024?  Give me a call so we can chat about it and make it a reality!!  I am here to help you....

APPRAISED VALUE VS MARKET VALUE

Appraised Value vs. Market Value When it comes to real estate, understanding the value of a property is more than just a number—it's about making informed decisions. The often-confused concepts of "appraised value" and "market value" leave many confused. Understanding the differences between the two is crucial for navigating property transactions successfully. What is Appraised Value? The...

Homeowners

  Did you know that owning a home can have a huge impact on your future net worth? Between property appreciation, equity build up and tax benefits, real estate is one of the best investments you can make today. If you’ve got questions about how you can secure your financial future through home ownership, send me a...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain