#albuquerque

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

Never say these words

Buying a home can feel like a full-time job, and that’s why it IS MY FULL-TIME JOB to help you!  It’s essential to prioritize your search and to let your agent (me) help!  Set realistic timelines for when you’d like to be in your new home, and let us get to...

HOME IS WHERE THE STORY BEGINS

Whether you’re just starting your story or turning a new page, I’m here to help.  Contact me today (505-639-2090), and let’s write the next chapter of your story with the keys to your dream...

Are you ready to buy?

It’s my job to help make dreams come true, so if you’re dreaming of a new home this year, let’s get started! Contact me at 505-639-2090 and we’ll get you in your new home in no...

Buyer To-Do List

Unlock your dream home with this essential homebuyer’s to-do list!  From budget planning to connecting with the right agent (me!), each step is a key to your homeownership journey.  Ready to check off items and find your perfect home?  Contact me today at 505-639-2090, and let’s turn this to-do list into keys to  your dream...

What is Assessed Value?

Curious about your home’s assessed value?  Let’s uncover the hidden potential together! Whether you’re considering selling or just want to know your property’s worth, contact me for a personalized assessment.  Your home holds more value than you might think – let’s explore it together! ...

DO YOU KNOW WHEN TO REPLACE YOUR APPLIANCES?

Knowing how long your appliances should last can be hard work, so I’ve done it for you.  This will help make it easier to understand when to repair and when to replace.  Do you want a home with new appliances, or do you want to pick them out yourself?  Give me a call and we can discuss what you are looking for in a new home or how to get your home ready to sell. ...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain