The Fed’s pivot from ‘maybe more hikes’ to ‘cuts next year’ had the markets in ecstasy! The Dow and S & P 500 hit all-time records. The yield on the 10-yr US treasury went below 4%. And average 30-year mortgage rates fell to 6.6%. That’s a decrease of nearly 150bps (1.5%) in just two months! It just may be time to seriously start looking for that first or next home! Give me a call, 505-639-2090 and let’s chat to see what will be right for you.