Avoiding common credit pitfalls is key to maintaining a healthy score and setting yourself up for major financial moves like buying a home. Missing payments, even just once, can cause your credit score to drop and may lead to late fees or higher interest rates – making it harder to qualify for a favorable mortgage. Try to keep your usage below 30% of your credit limit and avoid applying for too much new credit at once. If you’ve got questions about buying or selling, send me a message – I’m here to help!
