Mary’s Blog

Happy Groundhog Day!

Happy Groundhog Day!  Don’t let your housing dreams see their shadow-let’s bring them into the light!  Whether you’re looking to buy or sell, contact me today, and together, we’ll make sure your real estate journey is brighter than Punxsutawney Phil’s...

WHY DO OWNERS REMODEL?

Ever thought about purchasing a home with the potential to create your dream space? It’s not just about aesthetics; it’s about envisioning the possibilities and turning a house into a personalized haven.  As your guide in real estate, I’m here to help you explore homes with the potential for transformation.  Let’s find the perfect canvas for your dream home.  Contact me today at...

What are you looking for in a home?

Thankfully, “both” are an acceptable answer with me as your realtor! Let me know what you’re looking for in a home, and I’ll make sure we find it.  A garage and a yard topped the list of what byers want most.  Which one can you not live...

Mortgage Terminology

The closing process is where the keys to your dream home are ‘unlocked’. Let me be your guide through this final step in your homebuying journey. Reach out today, and let’s make your homownership dreams a...

What is up with the housing market for the week?

It seems everyday I get asked, "how is the market doing?"  Since this appears to be something all want to have some insight on, I thought I would put something together for you read.  Just click on the link below.  If you want more information or feel it is time to talk about your next move in this area, give me a call at 505-639-2090, I would love to help...

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

Never say these words

Buying a home can feel like a full-time job, and that’s why it IS MY FULL-TIME JOB to help you!  It’s essential to prioritize your search and to let your agent (me) help!  Set realistic timelines for when you’d like to be in your new home, and let us get to...

HOME IS WHERE THE STORY BEGINS

Whether you’re just starting your story or turning a new page, I’m here to help.  Contact me today (505-639-2090), and let’s write the next chapter of your story with the keys to your dream...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain