Mary’s Blog

First-Time Home Buyer?

Buying your first home can feel overwhelming, but you don’t have to figure it out alone.  I’ll walk you through every step-from finding the right neighborhood to making a winning offer – so you feel confident and excited along the way.  My goal is to make the process simple and stress-free.  Ready to start your journey?  Let’s chat and get you closer to hose house...

What is Net Proceeds?

When it comes time to sell, the number that really matters is what you keep after the sale.  I can help you understand the costs involved – like broker commissions, closing fees, and any outstanding loans – so you know your true bottom line.  Clear guidance means no surprises and a smoother transition to your next home.  Thinking of selling?  Let’s connect to review your home’s value and what...

What counts as Debt?

Your debt-to-income ratio (DTI) plays a big role in how much home you can qualify for.  Understanding what counts as debt – and how it affects your buying power – can make the home search process smoother and les stressful.  I can connect you with trusted lenders who will break it down for you and help you prepare.  Ready to take the first step toward your dream home?  Let’s...

Why are mortgage rates so hard to predict?

I ran across this article and felt it could serve buyers and sellers some insight on mortgage rates. Written by Dave Gallagher It’s possible mortgage rates — which have recently hovered under 6.6% — will drop to 6%, one economist noted, but it could take a couple of years to get there. As the real estate industry waits for mortgage interest rates to drop into a range that'll spark homebuyer...