The tamer December CPI was a massive relief for the bond and stock market. The yield on the 10-year US Treasury Bond dropped from 4.8% to 4.6% (a huge move in that market) and average 30-year mortgage rates declined from 7.25% to around 7.01%. That said, the market still overwhelmingly expects NO CUT at the Federal Reserve’s Jan 29th meeting. This doesn’t mean it isn’t the right time for you to...
Home Ownership
Whether you plan to keep, sell, or rent the home, having a solid plan can keep your family relationships intact. Need help navigating your real estate options? I’m just a message...
If you’re thinking of purchasing in an HOA community, here are some things to consider! At the end of the day, it all comes down to your preferences and priorities. While HOAs can be great for some, others prefer to stay far away. Questions about whether it’s a fit for you? Send me a message or give me a call – I’m here to...
It’s been frustrating for homebuyers lately. Not only have home values risen, but many buyers are also facing sticker shock when they see what the mortgage payment will be. It's hard to overcome that feeling. In response, many buyers are turning to new builds. Why? Because often, you’re not just buying a house — you’re buying a mortgage payment you can live with. Builders understand this...
Homeowners insurance is essential for protecting your property and belongings from unexpected events like natural disasters, theft, or accidents. Remember to regularly review your policy to ensure it reflects your home’s current value and any major updates or renovations. Pro tips: bundling your home and auto insurance and exploring discounts for safety features like smoke detectors or security systems...
Seller concessions might sound complicated, but they’re a great way to save money when buying a home! These are costs a seller may agree to cover, like repairs or closing fees, to help make the deal work for everyone. Understanding these terms can give you an edge in negotiations. Ready to dive into your homebuying journey? Let’s connect and get...
Saving for a down payment is often the biggest hurdle for first – time buyers – but don’t let it stop you from reaching your homeownership dreams! Getting with a great mortgage broker and Realtor, you can make a plan that can make that goal feel a lot closer. Give me a call to start that...
Buying or selling a home can feel like a roller coaster ride – full of twists, turns and excitement! The good new? You don’t have to navigate it alone. With me by your side, I’ll make sure every loop and drop leads you closer to your goals. Ready to enjoy the ride? Send me a message and let’s get...