Home Ownership

What counts as Debt?

Your debt-to-income ratio (DTI) plays a big role in how much home you can qualify for.  Understanding what counts as debt – and how it affects your buying power – can make the home search process smoother and les stressful.  I can connect you with trusted lenders who will break it down for you and help you prepare.  Ready to take the first step toward your dream home?  Let’s...

Why are mortgage rates so hard to predict?

I ran across this article and felt it could serve buyers and sellers some insight on mortgage rates. Written by Dave Gallagher It’s possible mortgage rates — which have recently hovered under 6.6% — will drop to 6%, one economist noted, but it could take a couple of years to get there. As the real estate industry waits for mortgage interest rates to drop into a range that'll spark homebuyer...

Think You May Be A First-Time Buyer?

Just because you’ve owned a home before doesn’t mean you’re out of first-time buyer territory! Many programs still consider you eligible – and that can mean big benefits like lower down payments or special financing options.  Not sure where you stand?  I can help you figure it out and connect you with a trusted lender to explore all your options.  Let’s chat and see what’s...

Look Beyond The Decor

It’s easy to get distracted by trendy décor or paint colors when touring homes, but the real value is in the bones of the house.  Think about how the layout, natural light and overall structure fit your lifestyle – those are the things that matter most.  Ready to start looking with a sharper eye?  Let’s connect and find a home that ‘s a true match for...

Details Matter For Buyers

It appears no matter the generation, buyers are all drawn to the same three things when browsing for homes online.  Good quality listing photos, a thorough and accurate property description, as well as the availability of floor plans can help buyers move from curious to seriously interested.  It’s all about showcasing your home’s best attributes and communicating the value they’re getting. ...

Home Updates To Do On A Weekend

Thinking about giving your space a little glow-up?  Small updates like paint, lighting, or a fresh front door can instantly boost your home’s appeal – especially if you’re planning to sell in the future.  Even simple weekend projects can make a big impact!  Want to know which updates add the most value in today’s market?  Give me call or message me so we can...