First-time homebuyers often need to reassess their spending habits to build a solid budget for purchasing a home. Cutting unnecessary expenses can be helpful in freeing up some more of your budget for saving each month: perhaps reducing dining out, cutting down on entertainment costs, and limiting impulse buys. If you’re ready to start the process of buying a home, send me an email or text...
Credit Score
Getting pre-approved is a key step in the homebuying process! Lenders look at your credit score, income, and debt-to-income ratio to help you secure the best loan. While I am not a lender, I do have great lenders I have worked with. If you are ready to begin the home buying process, contact me so we can get...
Today with interest rates raising, one wants to ensure their credit score is the best it can be. Your credit score, also known as your FICO Score, plays an important role when you apply for a mortgage. You can get a free credit report from each of the three credit bureaus once a year at AnnualCreditReport.com. This is the only source for free credit reports, and it’s authorized by federal law. It...