2024

What is up with the housing market for the week?

It seems everyday I get asked, "how is the market doing?"  Since this appears to be something all want to have some insight on, I thought I would put something together for you read.  Just click on the link below.  If you want more information or feel it is time to talk about your next move in this area, give me a call at 505-639-2090, I would love to help...

DEBT-TO-INCOME RATIO

Debt-to-income ratio is your monthly debt obligations compared to your gross monthly income, expressed as percentage.  It is generally agreed that a good debt-to-income ration is less than or equal to 36%, whereas a debt-to income ration above 43% is considered to be too much debt.  Focus on reducing your existing debt as much as possible before purchasing a home, as your debt-to-income ration has an...

Never say these words

Buying a home can feel like a full-time job, and that’s why it IS MY FULL-TIME JOB to help you!  It’s essential to prioritize your search and to let your agent (me) help!  Set realistic timelines for when you’d like to be in your new home, and let us get to...

HOME IS WHERE THE STORY BEGINS

Whether you’re just starting your story or turning a new page, I’m here to help.  Contact me today (505-639-2090), and let’s write the next chapter of your story with the keys to your dream...

Are you ready to buy?

It’s my job to help make dreams come true, so if you’re dreaming of a new home this year, let’s get started! Contact me at 505-639-2090 and we’ll get you in your new home in no...

Buyer To-Do List

Unlock your dream home with this essential homebuyer’s to-do list!  From budget planning to connecting with the right agent (me!), each step is a key to your homeownership journey.  Ready to check off items and find your perfect home?  Contact me today at 505-639-2090, and let’s turn this to-do list into keys to  your dream...

What is Assessed Value?

Curious about your home’s assessed value?  Let’s uncover the hidden potential together! Whether you’re considering selling or just want to know your property’s worth, contact me for a personalized assessment.  Your home holds more value than you might think – let’s explore it together! ...

Buy now or wait?

I received an email from one of the mortgage companies I have used.  It had some great guidance for those thinking about buying. Should I delay buying? As I interact with people, and if the topic of purchasing a home arises, I often hear the response, "We'll wait until interest rates drop!" We all understand that the optimal time to buy a home is when you find one you genuinely like. However, it's...

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Mary Cockburn - 5 Star Real Estate Agent serving Edgewood, Albuquerque, & East Mountain